What We Do
At Targeted Financial Planning, we believe financial advice should be about more than just investment returns.
We work with:
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Law Enforcement, Teachers, Pension Employees
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Individuals and families preparing for retirement
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Clients looking for tax-efficient financial strategies
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Young Professionals building wealth
Our focus includes:
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Goal Planning
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Retirement Planning
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Tax Planning Strategies
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Investment Management
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Risk Management & Asset Protection
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Cash Flow & Income Planning
We strive to deliver advice that integrates every part of your life — not just your portfolio.
Services
Free Consultation
This is a no-pressure conversation meant to understand if we would be a good fit working together. Generally, people book a free consult to ask questions, get to know me, and understand more about what I do and how I help clients. This is NOT a plan presentation or a determination on if you can retire. However, you'll find that my onboarding process is free every step of the way until it comes to implementing the plan or managing the money. You can read more about this by clicking here! --> Our Process
Retirement Planning
Detailed retirement income projections, social security strategies, tax-efficient withdrawal planning, long-term sustainability analysis, inflation analysis, cash flow analysis, Roth conversion analysis, and more. We look at everything in your home with a dollar amount on it and use that to determine if you're on track for a successful retirement and what actions can be taken today to be more tax efficient, risk tolerable, and ensure the longevity of your retirement!
Investment Management
Not only will we provide our insight on your current portfolio, but we'll educate you on strategies to optimize a portfolio. There are many facets to a solid investment portfolio including fees, allocation, risk exposure, and taxes. It's important to check the boxes on all of these to ensure the longevity of a portfolio and to make sure you're not leaving yourself susceptible to high fees or unnecessary taxes!
Our Process
Initital Meeting / Phone Call
Information Gathering Session
Plan Construction & Action Items
Plan Presentation
Onboarding Documents
We discuss your goals, concerns, and current situational needs. This is exploratory - no commitments!
We dive deeper into your finances: assets, liabilities, income, taxes, insurance, estate/wills, and goals.
Behind the scenes, we start to build your roadmap. This includes projections, risk analysis, tax planning considerations, portfolio strategy, and copies of a monthly cash flow and personal balance sheet.
We walk through all the exhibits of the plan. You'll have a good feeling about where you are currently, what the end goal is, what should change/improve, and action items on how to implement the strategy. After this, I encourage you to sleep on your decision. You should never feel pressured to sign anything. In fact, I don't even bring onboarding documents to the plan presentation.
Once you're fired up enough to get started, we'll get together and sign the onboarding documents! Then, we'll get started on implementing your plan.